Credit Cards

There have been many bad inventions in America over the last 50 years, however none have left such a negative impact as credit cards. How ingenious they are, yet how horrible they can be. This statement literally describes the effect of Credit cards on the American people.

Personally I think they are dangerous and I don’t even have mine yet. My dad constantly tells me to use my debit card for as long as I can. I know eventually one day I will have to get one so i can hopefully obtain a good credit score and be able to take out loans for a car and a house. However, to that day comes I will gladly take my dads advice and use cash or my debit card.

Let me clear things up. The problem doesn’t rely within the credit cards themselves, but with the people that use them. Arguably though, the convenience and power behind a simple swipe of the card doesn’t make it less attractive to use. All in all it would take an ignorant human being to blame their credit card debt on the credit card itself.

What people need to realize is how easy it is to use credit card when making purchases. Unlike with debit cards, there is no limit and within a matter of time you will start using money you don’t even have. Credit cards have too much power for some people to handle, and unfortunately it can be extremely dangerous if used incorrectly and unwisely.What makes things worse is many Americans own more than one credit card, which means they bury themselves in even more debt.

Another negative effect of credit cards are their vulnerability. It is so easy for someone to steal you credit card information and even your identity. Identity theft is a rising problem in American society today and it’s getting harder and harder to dodge.

Credit cards are extremely helpful and are viable replacement to carrying large amounts of cash. If Americans are smart and make good conscious decisions, credit cards will never be a problem. Unfortunately we don’t live in an imaginary world, so that will never happen.

Advertisements

Drug Abuse and Drug Overdose

One of the biggest problems with American society is drug abuse, which often leads to drug overdose. The amount of people dying from drug overdose each year in the United States is insanely high. According to the CDC, Centers for Disease Control and Prevention, 114 people die from drug overdose and over 6,700 people are sent to emergency departments every day (Prescription Drug Overdose in the United States: Fact Sheet). This is ridiculous since most of the time taking drugs is a conscious decision made. How stupid are people!

Drug abuse is becoming too much of a problem in America, as the number of people dying and committing crimes are peaking. How can America compete in the world when their own people are out of control? Either people need to get their life together or serious actions need to be taken. Personally I think cops need to increase their surveillance because the amount of drugs circulating right now in America is dangerously high. Lethal drugs like heroin and cocaine are popping up in areas that had never seen such drugs.

Why do people take drugs? Maybe people take drugs to feel better about themselves. Others may want to relive stress in their life. I guess in these circumstances drugs are a viable option. However, people could be reasonable and seek help from other people, or do something productive that will not run the risk of killing them. People need to realize that drugs are not the only option for happiness and a more fulfilling life.

Drugs are also extremely addictive making them a more severe problem. People become so addicted that they start abusing drugs in large quantities. This in large part leads to lethal drug injections that often cause people to overdose and die.

If these people could only see into the future of what drugs will do to their life, they would never start taking them. Drug abusers just need a mentor or positive role model that can help lead them down a path of a more fulfilling life.

Resources:

“Prescription Drug Overdose in the United States: Fact Sheet”. Centers for Disease Control and Prevention. 17 October 2014.